This company has the highest interest rate and no programs in place that can reduce your payment! they call my home at least 4 times a day along with a message in my e-mail . they should have some type of loan payment program for a 7 year old vehicle. all that they want is a payment. i have been paying on this loan for 5 years and the loan amount is outrageous!!!The repeated calling is almost harrassing! they even call the individual that you have listed as a reference. there should be a program that can catch up payments and satisfy the loan amount! read full review »