I have been charged a late payment fee on my credit card because I paid more than my amount due on the same date on which the statement closed. Had I paid a day later, I would not have been charged this late payment fee... Go figure!!! I have yet to be shown the small print or policy which states this. All that I want is for the late payment fee of R190 odd to be reversed as logically speaking this payment I made was not late. They tell me that the fee cannot be reversed as payment was received on the same date. read full review »