Wells Fargo does quartley credit checks and then will come back and reduce your limits on your credit cards and personal loans or lines. I have $45, 000 in combines personal and business accounts. I just paid off a vehicle and bought another which reduced the total amount I was paying when I was first financed however this time I was denied. I have the amount in my savings which beared nothing on their decision not to finance my car. I have a line of credit with them it started out at $49, 000 and in the last year has went down to $17400 due... read full review »