I had purchased SBI Credit Card (SBI Advantage Gold Card) with an initial payment of Rs.1, 408/- & kept FD with the Bank for Rs.10, 000/- for one year (Maturity Date is 22-01-2011) to be paid with monthly EMI of Rs.899/- in the next 11 instalments & the instalments will be recovered from my SBI Savings Account, as I had also told their representative that I do not have time to deposit the monthly cheques. I was told that the Card is free of any charges but when I received the statement it was surprising to find that they had charged... read full review »