I was a passenger in a vehicle that was hit by a DUI driver. All State covered the DUI driver the next morning but NOT their insured. An adjuster called me & I asked her why didn't she ask me what happened & she said, "Because you were a passenger you are bias." She called me again & I told her not to call back because I wanted to consult with an Attorney & I hung up. I got 2 steps away from the phone & it rang, it was her again. After this happening 6 times I finally took the phone off the hook. A few week... read full review »