Just like the rest of the MANY complaints online, I was also duped by Brian Kucsan and his team and law firm. They get referrals from Activus loans and other companies. They pretend to "pre-qualify" you, charge a couplle of thousand of dollars, and then do nothing that we are not able to do ourselves. In fact, I had better luck getting straight answers from Wells Fargo than from K & M. They also lied about Wells Fargo accepting the application and sending the paperwork to my house. It was never sent and I was lied to mulitple time... read full review »