I fell behind in my mortgage and got a loan mod like everyone else 7 months down the line due to the economy. then things still continued to fall down hill so I am now in it again. So I say ok if my situation looks up then I can call a do a repayment plan. now mind you I didnt ask for another mod just repayment plan and these SOB @ ahmsi decided they would tell me what I can afford! Now isnt that some stuff last time I checked I do my financials not ahmsi. so due to their ignorant customer service/retention department i have to take time off... read full review »