I applied for a payday loan and was directed to this website.when I clicked for assistance I was told that they could help me with a loan. instead they debited my bank account for 149.95. this caused my account to become overdrawn and i was assessed an overdrawn fee of 35.00. I was told by usa credit that because I did not have the funds available that I am not due a refund. I am on dissability. this is not fair to take advantage of someone like this. I want my money back from this company. Thank You, Steve Valido. read full review »