Do not belive any verbal information from standard charted bank.They are very expert in lieing and cheeting. I have standard charted bank bank credit card. I am paying 500 AED per annum for annual fees. In the month of Feb 2009 1st week i went to bank directly and asked their customer care to cancel my card to avoid 2009 annual fees.. They said me that we can not cancel the card now, please wait untill end of feb month and call customer service to cancel the card. I did wait till 28th of feb 09 and ask the customer care to cancel my card... read full review »