My Time Line of Modification Process with Bank of America 18 MONTHS OF HELL TRYING TO GET A FANNIE MAE LOAN MODIFED AND ITS STILL NOT MODIFIED. WAS NEVER LATE UNTIL I ASKED BANK OF AMERICA TO HELP ME AS THEY ARE THE SERVICER!!! July 20, 2009- Faxed an authorization letter to BOA for Terecia Skipper to be authorized on my home loan(see authorization letter that was faxed attached) to help in the communication process with BOA. I had made several calls to BOA prior to this day to get help from the home retention department with my home... read full review »