I was charged for a late payment that was paid they then charged me for a optional product that was a home warrienty that was cancelled in 2008 and the warrenty company is now involved in a class action law suit themselves and are sending me a refund every month. AHMSI has charged my account several hundred dollars in false late fees. they refuse to cooperate in any way. i can not reach anyone in the company who will tell me anything, I have spent several hours on the phone only to have someone who barely speaks english tell me they... read full review »