I applied for RCBC Bankard's Instacard - a secured credit card that required a time deposit upon application. I filed my application in January 2011. I went to RCBC Trinoma several times to ask about my application and they always assured me that they would e-mail Bankard and make a follow-up on my Instacard application. On March 11, 2011 (Friday), I went back to RCBC Trinoma to inquire about my application. When they said Bankard still had not updated them, I asked if I could call Bankard myself using their phone. I had... read full review »