Applied for refinance all was great offer of 3.9% two months no payments. ooooooo ya loan approved e-mails bunch of documents, then the appraisal there appraiser, Ok 2006 had home ( water front property )appraised @ 177000. there appraisal ...98000.got the call: O were sorry nothing we can do for you at this time appraisal is to low.yep out $350 Quicken Loans scam scam scam scam read full review »