Hi, Lessons Learnt: 1. Never Ever again take personal loan/any loan at HDFC especially at Bangalore, Indrangar branch 2. Make sure that ever thing is written on paper i.e interest Waivers, fore closures, hidden charges, insurance stuff blah blah... 3. Don't get biased by the initial offer they will definitely change the interest etc by seeing your need of desperation for money. 4. Top Management @HDFC is very good at "Techincal Stuff(i.e paper work)" not bothered about the Customer crediability 5. HDFC Grivenace... read full review »