Went into M&T bank on a Friday morning with a balance of -$22.00 (including an overdraft fee). Rep explained the fee to me, seemed legit (as legitimate as a $37 fee can be anyway). I asked her "If I make a deposit today, will there be any further overdraft fees on my account?" To which she responded (after checking a few things on her computer) "No, you will be fine if you make a deposit now, just make sure it is cash so it will clear in time." I thanked her, and immediately made a deposit of $260 (as further confirmation... read full review »