I am a single parent, and money is very tight and i already know my credit rating isn't good. Anyway i watch every penny and when it came to purchasing goods for christmas, i decided to check my balance and there to my suprise is two charges for 19.95. Believe it or not it stopped me from purchasing my sons only christmas present because you guessed it im 40.00 short. I have never contacted this company and have alerted the bank as its fraudlent. they say i should have log in details i do not have any ive searched all my emails old... read full review »