On 16 July 2009, My wife and I signed our home loan contract with terms of 8% for the first year and 9.5% for the next 2 years fixed. Then followed by a floating rate. However in the statement I received last month, since 31 July 2010 my rate has been changed from 8% to 10% and continues to vary in the range of 10% (floating rate) going as high as 10.75%. Repeated calls to our sales person who serviced our loan has not helped. Instead she keeps pushing us to various branches with nobody who can hadle our complaint. I am extremely... read full review »