Hello Sir, I have some problem with HDFC credit card below i have mentioned my problem please read and take necessary action. i got a call from hdfc representative on november month 2010 regarding the hdfc titanium card, she explained about the facilities that are in the card like EMI and Balance transfer all are enabled default on your card. i conformed again before apply and applied. i got the card on december 2010, the representative told me that after getting your card with in 10 days you have make a call to the customer care... read full review »