GMAC first contacted us last August and told us that we owed them $2200 for flood insurance. We gave them proof of flood insurance at least 3 times before they would credit us, all the while threatening to foreclose. Two months later, they contacted us and told us that we were facing foreclosure for $1500 insurance premiums. We again showed them proof of insurance. (The policy only costs $300 – but they have inflated the cost 500% to 700%.) Meanwhile, we were in the process of refinancing with Wells Fargo to get away from the... read full review »