Reenctly I had boat engine damage . The bottom of the engine hit a submerged item and damaged the bottom and the engine power head. The mechanic at the Marina stated that the power head damage was due to the bottom of the engine being hit. Progressive refused to pay for the power head repair of $3, 000. Progressive has great premimum prices but horrible coverage. I have since cancelled the policy and reported them to BBB. read full review »