I am currently over due student loans to SLM by six months because I have never received a hard copy bill. They state that they have e-mailed me bills. I had no idea I was getting bills for student loans through my e-mail as my account filters to junk mail I do not open mail from places that I do not recognize. I received an e-mail from my college and ignored it for some time as I thought it was more advertisements to get me enrolled in Master's programs. Upon reviewing and finding that I am delinquent in student loans other than those... read full review »