POlicy no # 000913660 was issued in the name of Lt.Sh Yad Ram with his daughter Sarita as the beneficiary.Just after paying the first premium Mr. Yad Ram died and couldn"t pay the next premium.After certain time I, Krishna Devi applied for the change of the proposer of the policy with the same beneficiary and paid the next two premiums but the same was not processed and the policy got terminated.Meanwhile, the cheque for thge next two premiums also got cleared in the A/C of Birla sunlife and the cheques for the the payout of the... read full review »