I see there are a number of us poor folks who have been cleverly bilked out of $72.21 a month for nothing. I too got sucked in for the el cheapo CD, which a previous gentleman has already categorized as being worthless. I couldn't agree more. When I got the Visa bill, I saw the $72.21 charge, which was dated March 15, 2009. Sadly, by the time I had received my bill, the 15th of April had come and gone. It will be no surprise to you that there was another charge of $72.21. I called Visa, who told me that they had not had any trouble with... read full review »