Anyone wondering who's getting refinanced through Obama's 'Making Homes Affordable Program?' Well, it sure 'ain't me, or you, or just about anyone applying. Why? Because all these much hyped federal programs are VOLUNTARY! What the hell! We are giving trillions to the banks so they can do what exactly? Nothing, apparently. Obama's programs 'Making Home Affordable and Hope For Homeowners' are a big joke. The banks are making a killing on application fees, only to tell the unsuspecting homeowner... read full review »