I was frustrated because no customer care service is responding properly. Moreover they are sending bills for add on cards. I have not taken any add on card and my HSBC credit card was lifetime free for EATON employees. Now I have left EATON and joined other company, Still bill is going to EATON office. This what I didn't appreciated. I have been using Standard charted Credit card for last 3 years I have don't have a single complaint! You can check out if you want I will provide my standard charted credit card number. So many times I... read full review »