To whom it may concern: My mother recently passed away and I've been helping my father with his affairs. During the course of reviewing the mortgages I noticed that my parents HSBC balance was still around $16, 000. My parents purchased the home in Sept.1992 the loan had the following details. Original Principle Balance-$50, 343 at 8.5% over 360 months (30 years). So the loan was to be paid off in 2022, they also collect escrow for taxes and insurance. All payments from beginning have been made via ACH automatic payments first missed... read full review »