USER REVIEWS (LindaSue601)
discover
Beware of Discover's offer for 0% balance transfers. I was aware that there is a charge for balance transfers. However, I was surprised to learn that my minimum payment would be approx. 2% of the amount owed plus $40. I never encountered, on any credit card that I have, a $40 charge in addition to the 2% of the amount owed. Speaking to customer service reps or supervisors is talking to a wall. I was told that I was sent literature on this, but I did not receive it. And, by that time, the transfer most likely already went through. I am on... read full review »
Empire Carpeting
I would never, ever purchase carpeting from Empire. I purchased my carpeting five years ago and has not worn well. The quality is inferior. I called the office in New Jersey to complain after one year, and never received a call back. This is my mistake. You have to keep on top of these companies and be a nuisance until they rectify the situation. Once your carpeting is installed and your money is received, you may as well go pound sand. The salesman was more interested in phoning in the order to meet the deadline for his commission for the... read full review »
Bank of America
When I was employed, I paid Bank of America on time and 3 to 4xs the minimum monthly payment. Now, that I'm on SSDI and making one-half the amount I did while employed, I have called several times to have my interest rate lowered. My interest rate started at 7.99%, increased to 13.99% and then to 19.99%. For what, because I paid on time and made more than the minimum payment. Also, because I'm in the lower middle income bracket, I'm being charged a $59 fee each year. I am still making my payments on time and giving more than the... read full review »
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