I recently had an unauthorized charge of $149.95 to my bank account using my account number and routing number - NOT my debit card number. How these people came upon this information is a mystery to me, but what is the most upsetting is that my bank conducted an "investigation" and closed the case saying that they considered this an authorized charge - EVEN THOUGH I TOLD THEM REPEATEDLY THAT I HAD NOTHING TO DO WITH THIS TRANSACTION! Now my bank is telling me that I need to take up my dispute with USA Credit, however I cannot... read full review »