I have used PayPal Buyer Credit for about three years always paying more than the minimums. Earlier this month after have suffered enough fustration with the inability of get the balanced lowered and recieving a letter from GE Money bank informing the that the rates were going up, I called them to have the buyer credit protection removed. I figured I could save myself $9 per month and apply it to the balance. After all I figured I would be saving myself about $108 a year. I got to admit they put up a fight giving the sales pitch to keep it and... read full review »