FNB is adverstising that it is possible to receive a gold FNB cheque account within 3 days of application ( false advertising )( bearing in mind everything is in order ). I have applied for an account 13 days ago and all I received thus far is an email saying "Thank you for completing the online application. We have forwarded your application to the processing department. You should be contacted within 48 hours with feedback.You may also contact them directly on ..." The sad truth about this matter is that FNB has spent a large... read full review »