Capital one used fake marketing schemes to apply for credit card . while talking to one of the agent, he assured me the card is 0% on everything for 12 months i even asked him to check it and he gave me the link and encouraged me to apply for it . I got the card in the mail and called them to make a balance transfer and they told me it is not 0% on the balance transfer . They use false techniques to make people attracted towards their card, and make people apply for it and once after the account is created they say differernt things . read full review »