This is so out of reach to comprehend. I answer and they ask is this so and so then hung up. I don't owe them. I did a credit check they are not listed as owning one thing of mine. I'll just change my number then they can try to find me, don't know how they got it in the first place when it's private. And If I did owe anything it's been over seven years and thats the limit unless they extend it to 10 well I own nothing so let them try to take nothing they will gain nothing from me. read full review »