Okay...im a pretty smart person. However when it comes to financial things im just not that savvy in this department and i think i may need some help. Heres my complaint. SEVERAL times i have used the option "credit" instead of "debit" when i make a purchase. When i use debit AND credit, i always check my balance and it ALWAYS is taken out of my account immediately. Ok, no problem there...however when i use credit, the balance IS taken out...but three or four days later, when it posts to my account it is taken out AGAIN!!! Thi... read full review »