We have been with US Bank for several years with a low "Fixed"? credit card interest rate of 7.9%. Have always paid on time or early at least minimum payment or more and never over our credit limit. During these hard times we have had to use our credit in order for our small business to survive and have ran up some debts. Even though, we always pay all our bills on time and make the minimum payment or more. They decided to raise our interest rate from 7.9% to 15.9%, not because we were not paying our bills on time but simply because we... read full review »