I received a phone call from a telemarketer who claimed to be from my bank and who had a great deal for me. It was a savings packet and they claimed that if I was interested there would be a one time charge of 2.99. I would have 7 days to check out my packet and cancel, however there is a 100 dollar gift card to a nearby retail store.I received the packet in about a week after the phone call. I looked through it and realized that the products offered were not available in my state. I proceeded to call before the end of the trial period and the... read full review »