Notice all of these reviews are several years old. PBA can only do so much. The opportunity is real, but you can't sit on your ass and cash checks. There are many people who have made a good income, so the system works. If someone is successful, both the system and the person "work"; if someone fails, that's not the system, it's the person. Think of Chick fil A...if one of them fails, is it because Chick fil A sucks? Nope, it's because someone wasn't doing his job. read full review »