Total rip-off artists! - I can picture a phone room crammed full of desks, with minimum-wage employees, all with "special" Titles such as "Loan Advisor", "Loan Consultant", etc etc ... and ... a total lack of communication between them. The biggest fraud they engage in is all the "Special" & "added" costs you must provide BEFORE your loan is even considered ... just a few - $400. "good-faith" fee, then a "Loan Initiation fee", then they charge you for a Homeowner's Insurance... read full review »