I quickly called my credit card company to dispute the $19.95 charge from this company because I did not authorize it. While AP9 is indeed a legitimate company, it is like a sneaky leech or parasite with online companies you DO do business with. For example, I did purchase a membership with Classmates.com - unbeknownst to me - this identity protection service was attached for a "trial" period. My credit card rep initiated a conference call with an AP9 rep and the charge was instantly removed - NO HASSLE! Apparently this happens quite often without the consumer's knowledge. read full review »