Hi, As a fellow consumer, I need some help. I had a home loan from Deutsche Postbank home finance limited and i was pissed off with their high interest rates. It created a lot of problems. IF I did’t do anything, I had to bear very high interest rates. When I tried to discuss this with bank, they asked me to pay 41000/- rs (1.5% of principal outstanding) for reducing the rates. Also, there was a prepayment penalty being imposed on me by bank in case I decide to switch over to another lender offering me lower interest rate which... read full review »