So this notice was sent to a friend, who passed it on to me thinking I'd find it funny... and I do. But it begs the question - has anyone else received such a notice? ====================================================================================== Balance: $XXX.XX Amount Due: $0.00 Payment(s) Past Due: 0 Dear XXXXXXX, Your account is 0 payment(s) past due and we know that can happen to anyone. If you’re having problems making your monthly payments, we’d like to help. That’s why we... read full review »