I haven't done anything with them yet but I did think it was unusual that when James Carpenter called me the number came up Private Call. He did give me an explanation but I still had my doubts. So I decided to check the company out. I just tried call the nymber I had for them 866-859-8352 nad when it answers it says thank you an goodbye. I reqd some of the other complaints and I am glad I did not follow through. Who can afford to be scammed when all we are trying to do is get out of debt. I had a feeling it was to good to be true... read full review »