While applying online for a payday loan this company, IDOnlock, claims I signed up for their services and they deducted via electronic check $29.95 out of my account. I've never heard of these people, I don't need my identity protected, I never authorized charges to my account, and they said the fee was non-refundable! So in essence, at a weak point in my life I'm trying to get a payday loan with an ungodly interest rate just to make ends meet and this company who is supposedly looking out for my identity really stole my... read full review »