I have had a checking account with Citibank around 1999 and when I opened it my Checking Plus (overdraft) limit was $7000. The other day I learned that they decreased my limit to $1800 due to the fact that I am behind on payments on a credit card because it is really hard to find a shift job since I am taking care of a disabled parent and the economy. Not only did they not send me a letter stating the decrease but they took $12.95 out of account every month for credit checks which I had no clue they were doing. Apparently they think thi... read full review »