They offer a free trial that is supposed to cost $1.00 but has ended up costing me over $60.00 in fees and another $60.00 in overdraft fees. If you don't unsubscribe within 3 days they start billing you for services that you never ask for. They are preying on a public that is already in bad financial straits by offering these "free" services. People are trying to use these services to help themselves but are being fleeced by a company they think is reputable. They will not give you your money back either. Credit Report America is not your friend. Stay away from them. read full review »