I DON'T UNDERSTAND HOW IT IS LEGAL FOR M&T BANK TO CONTINUE TO CREATE DEBT FOR YOU. I RECIEVED 17 OVERDRAFT CHARGES AT $37 A PEICE THAT COMES TO $629. THATS ALMOST A MORTGAGE PAYMENT. THAT ALSO MEANS AT ONE POINT I PAYED $40 FOR A PACK OF CIGARETTES, UNBELEIVABLE. THIS HAPPEND RIGHT AROUND 5/25/09, EVEN AFTER I DEPOSITED $1000 THAT DAY AND MY BALANCE SHOWED $1450 TO THE POSSITIVE...NEXT DAY TUESDAY, STILL EVERYTHING IS GOOD ALL POSSITIVE ALL OF A SUDDEN WEDNESDAY AND I AM GETTING NAILEED WITH ALL THESE OVERDRAFT CHARGES...BAM, BAM6... read full review »