We too were approved, qualified and locked at 4.375 at approximately 2.5 pts. We signed our docs on 5/15/09. I called two weeks after to see why our account had not received the cash out funds, we could not get hold of anyone on the contact phone number. When we finally got hold of a person at IGS they said they would get back to us but that the funds should show up anyday. We were contacted today (6/11/09) and told that the they could not fund the loan because conditions had changed and we no longer qualified. I have already filed a complaint... read full review »