I had to open a CareCard with GEMB for pet expenses at a Animal Hospital when my cat became very ill. The charges totalled $1585.00. I was sent a card about two weeks later, after filling out the application at the Animal Hospital and being approved for $4100.00. A statement came a week later. The payment was due to be paid by the 28th of May. Today, the 20th of May a debit to my checking account for $250 was posted without my consent or knowledge. It overdrew my account as I was planning on putting the funds for a payment the following week. This company is very dangerous and needs to be stopped. read full review »