Commonwealth Bank gave us an approvval in princilple home loan for us in January for a house and construction loan. Since then they have changed their policy to not do 97% loans only 90%. We still have an approval for 97% which is valid for 12 months. We finally signed contracts and the bank ordered valuation and surprise surprise the valuation was 30k less than the fixed price contract. CBA are not taking any responsibility nor will they admit that they have any say, even though valuations in the same estate with them have come back fine!!!... read full review »