I pay my credit card balances, in full, every month. In other words, I carry no balances, and never have in my 20 years as a credit card holder. About a year ago, I received a fraudulent charge on my Capital One card. It was a company I never have done business with, and one who is documented all over the Internet as adding the same amount to credit cards as they did mine--over $500. Despire repeated calls, despite proof of the fraudulent nature of the charge, and despite proof that the 'charger' is known to be fraudulent, Capital... read full review »