Vericrest Financial is a total FRAUD!!! I submitted a loan modification in March 2009 and they told me it would take 2 weeks to process then 4 weeks to complete. They stated that if you are going to get behind on your mortgage due to hardhsips (which my wife and I have) that you don't have to worry about your payment because the debt will be restructured in your modification. That was a total lie. It's now June 24, 2009 and they called me today stating they need me to resend everything again because they "need updated... read full review »